Fasting and Prayers, focus for September 2022 – Pastor Favour Onoja

Pastor Favour Onoja



“And it came to pass in the fifth year of Jehoiakim the son of Josiah the King of Judah, in the Ninth Month, that they proclaimed a fast before the LORD to all the people in Jerusalem, and to all the people that came from the cities of Judah unto Jerusalem” (Jeremiah 36:9)

Welcome to the Month of September, 2022. Our Focus for this Month is “Fasting and Prayers”

In this Month, God shall deliver your portion and inheritance unto you in Jesus Name.

Fasting is a powerful spiritual discipline that has its strong roots in the Bible. Through Fasting and Prayers, the Holy Spirit can transform your life.

Jesus himself spent time in Fasting and Prayers during his life on earth (Matthew 4:1-11); and He expected His followers to fast and pray as well.


1. It is the act or practice of abstaining from food or eating very little for religious or medical reasons.

2. Fasting is the spiritual discipline of denying ourselves something (typically food), to feast on the things of God.

3. Fasting is where you nourish your spirit, and your fears starve to death. It helps detach us from the World and re-attaches us to God.


1. Absolute Fast: This is when you fast on food, water and all other pleasure completely for a time or period of time (Exodus 34:28; 1Kings 19:8; Acts 9:9).

2. Total Fast: This is when you fast on food for a period of time. Jesus practiced this kind of fast (Luke 4:1-2; 2Corinthians 11:27).

3. Partial Fast and Denial: This is when you fast on drinks (not necessarily water), TV, internet, or other things that gratify the flesh for a time or period of time. Daniel practiced this kind of fast in the Bible (Daniel 1:10-16).


1. To Prepare for Ministry: Jesus fasted for forty days and forty nights before He began God’s work on earth (Matthew 4:1-11).

2. To Seek God’s Wisdom: Paul and Barnabas prayed and fasted for the elders of the Church before committing them to the Lord for His service (Acts 14:23).

3. To Show Grief: Nehemiah mourned, fasted, and prayed when he learned Jerusalem’s walls had been broken down, leaving the Israelites vulnerable and disgraced (Nehemiah 1:1-4).

4. To Seek Deliverance or Protection (Ezra 8:21-23).

5. To Repent: After Jonah pronounced judgment against the city of Nineveh, the King covered himself with sackcloth and sat in the dust (Jonah 3:10).

6. To Gain Victory: After losing Forty thousand men in a battle in two days, the Israelites cried out to God for help (Judges 20:26).

7. To Worship God: The book of Luke 2 tells us the story of an Eighty-Four year old Prophetess, named Anna. Verse 37 says “She never left the temple but served God with fasting and prayers, night and day. Anna was devoted to God, and fasting was one expression of her love to Him.


1. To loose the bands of wickedness, to undo the heavy burdens, and to let the oppressed go free, and that ye break every yoke (Isaiah 58:6).

2. Fasting helps us to hear from God clearly and get His direction (Isaiah 58:11; Ezra 8:21-23; 31).

3. Fasting is part of preparing the Church for the Ministry and the work God has planned for us (Acts 13:2-5).

4. Fasting gives you spiritual Authority over demons and forces of darkness (Luke 4:14).

5. Fasting enhances your intimacy with God (Luke 1:80).

6. It’s a means of repentance (Nehemiah 1:4-11; Daniel 9:1-19).

7. It’s a tool for Deliverance from Death and Destruction. Esther secured the deliverance of the Jews from Haman’s plot of genocide against them (Esther 4:16).

8. It increases revelation and understanding of the Word of God (Ephesians 1:17-19; Isaiah 58:8).

9. Fasting also improves your physical health (Isaiah 58:8).

10. It improves mental health (Isaiah 58:8; 11:2-3).

11. It increases Angelic activities (Genesis 28:12; John 1:51; Acts 12:1-11).

12. It brings intervention and interrupt enemy’s agenda (Acts 12:1-11)


I decree and declare that in this Ninth Month, every agenda of hell shall be terminated in Jesus Name, Amen!

I decree and declare that the glory of the Lord shall be your defence (Isaiah 4:5-6), in Jesus Name, Amen!

I decree and declare that your portion and inheritance shall be given to you, in Jesus Name, Amen!

Tel: +234(0)8055842594


Waica Re CSR deadline still March 31, 2022

By Favour Nnabugwu


Waica Re will hold its annual Corporate Social Responsibility (CSR) competition as soon as the deadline of March 31, 2022 for submission of write-ups expires.

The competition is aimed at individuals and corporate entities in West Africa.

Through this initiative, the reinsurer’s objective is to contribute to economic development in Africa and strengthen the company’s ESG initiative.

The participants are required to write an essay on the theme: “practical solutions to environmental, social and governance risks”. Candidates are invited to apply no later than 31 March 2022 by sending an email to

Several prizes will be awarded to different categories of winners. The top-ranked applicant will be named a Waica Re Ambassador (WRA) for one year. The WRA will receive a 5 000 USD award. The 2nd and 3rd placed candidates will be awarded 2 500 USD and 1 000 USD respectively.

The winning proposal must not exceed 100 000 USD in work value and a nine-month time limit.

For more information, applicants are invited to visit the website

NIA Chairman, Ganiyu Musa’s Speech on achievements, projects for 2021, 2022


Gentlemen of the Press,Good morning once again and welcome to this maiden Press briefing for year 2022.

This is an opportunity to bring you up to speed with developments around the insurance space especially as it relates to the activities of the Association. It is also an opportunity for us to look at the economic landscape and voice our expectations in the new year.I thank you for your support to the Association especially during this period of my chairmanship; I am happy to note the very warm and cordial relationship which we do not take for granted and I want to encourage us to continue to support the Association in all its programmes and activities.Some of the initiatives being undertaken by the Association are:


The Consolidated Insurance Bill 2020 is still receiving legislative attention in the National Assembly and the Association is on top of developments on it. We are optimistic that the Bill will be passed into law before long.We are happy to note that the Finance Act 2021 has been signed into law and this has resolved a major issue with regards to the definition of the components of minimum capital. The Association is engaging the National Insurance Commission with a view to determining the next steps


We are happy to note that our members have increased upload on NAICOM Portal. We have encouraged those who have challenges to escalate them so that a solution can be provided.


The Association will continue to complement the efforts of NAICOM in their campaign on domestication of compulsory insurances in the States It is our expectation that laws on compulsory insurance can be domesticated in other States just as Lagos State has done.

1. Beyond the efforts of the Commission, the Association has also upscaled its market development initiatives through strategic engagements with the various states. Some of them include:


The Association is working with Lagos State government in the enforcement and validation of genuine compulsory third Party insurance made mandatory by Law through Automatic Number Plate Recognition (ANPR) device of VIS through Nigerian Insurance Industry Database (NIID) Verification Platform


The Association is in discussion with LASBCA with a view to using the Nigerian Insurance Industry Database (NIID) Verification Platform for enforcement,verification, and validation of genuine compulsory Buildings Under Construction Insurances made mandatory by Law through Insurance Act 2003 (SECTION 64),and Lagos State Urban and Regional Planning and Development (Amendment)Law 2019 (Lagos State Urban and Regional Planning and Development Law,CAP U2 Lagos State Building Control Agency Regulations, 2019)


The Association is collaborating with LSC, NCRIB and Courteville on the Implementation, enforcement and validation of genuine compulsory Occupiers Liability Insurance made mandatory by Law for all public buildings through Nigerian Insurance Industry Database (NIID) Verification Platform.The exercise will be launched on 28 April 2022 and Enforcement will commence in May 2022. We are building capacity of its members to enhance compliance inline with the emerging regulations.


The Association will host this year’s IICC International Insurance Conference inAbuja from 3 – 5 July 2022.

The Deputy Chairperson of the Association, Mrs. Ebelechukwu Nwachukwu is Chairperson of the Organising Committee. We solicit the cooperation of the Press to give it the required publicity.5. UNVEILING ON NEW NIA HOUSE The New NIA House is nearing completion and Building Committee chaired by Mrs. Ebelechukwu Nwachukwu has been saddled with the responsibility of organising the unveiling of the New NIA House. We also plan to use the occasion. 2.
to mark the Association’s 50th Anniversary Celebrations. We will apprise you with details as we plan along.6. #ENDSARS RIOTS AND CLAIMS PAYMENT I am indeed happy to report that Insurance companies have paid over N11billion claims to insureds that suffered losses from the Endsars riots in 2020. The Association will continue to emphasize the need for insurance companies to pay all genuine insurance claims and will not hesitate to sanction erring membercompanies.During the last year, the Gross Premium Written stood at about N508billion while claims paid by member companies amounted to about N224billion which is 44%of the total industry premium.


Discussion is ongoing between the Association, NAICOM, Nigerian Shippers Council, Project IT Vendor-Brand One and all other stakeholders in the maritime value chain including Shippers/ Importer, Clearing Agents, Track Owners, Guild of Marine Surveyors, PRAN and Tracking Companies on provision of cover for containers. This will be a risk management substitute for container deposits being made by the importer to the shipping companies thereby eliminating capital flight from the country.


The Association with the help of her team of actuaries is presently discussingwith NEXIM Bank, MNK Re Limited (Broker at LLOYD’S), PRAN, and the Guildof Marine Surveyors view to developing cover for Export Credit GuaranteeInsurance and Political Risks

CHI renews N24m GPA cover for journalists till Sept 30, 2022

By Favour Nnabugwu



Consolidated  Hallmark Insurance(CHI) Plc, has renewed the N24million group personal accident insurance cover for insurance journalists in the country for another year to elapse 30th September, 2022.

This annual policy which has been on cover since 2012 for all members of National Association of Insurance and Pension Correspondents (NAIPCO), is part of CHI corporate social responsibility (CSR) project.

The cover which began 1st October, protects journalists exposure to danger and hazard on the line of duty, it covers death, permanent disability and medical expenses.

The group managing director/CEO, CHI, Mr. Eddie Efekoha said this gesture is to identify with NAIPCO members and show value and respect for journalism, who are the shaper of the society, and by extension, the insurance industry.

Journalism, he said, is a risky profession, hence, the need to adequately provide insurance for those covering the insurance industry.

In the case of the death of any of the concerned journalists, he said, the family of the deceased is entitled to N1 million death benefits. He explains, “A journalist who suffers permanent disability in the discharge of his duties will also be entitled to N1 million. The cover provides for medical expenses to the tune of N200,000 per journalist in the case of an accident.”

The chairman, National Association of Insurance and Pension Correspondents(NAIPCO), Mr. Chuks Udo Okonta, commended the firm for the cover reiterating that the association appreciates the yearly renewal at no cost to the association, showing how much the company endorses the role of journalists in the society to discharge their duties without let or hinderance at all times.