:Digitisation of motor insurance policies curb forgery in Cote D’Ivoire

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By Favour Nnabugwu

 

 

Motor insurance is undergoing a transformation in Côte d’Ivoire with the introduction in January 2023 of digital auto insurance policies.

Checks carried out by the Insurance Department of the Ministry of Economy and Finance have led to the detection of forged auto insurance certificates both in Abidjan and in the interior of the country. The forgeries negatively impact the image of the insurance sector.

The digital platform centralises and offers insurance policies in electronic format by insurers while ensuring adherence to the minimum premium rate for compulsory motor third-liability insurance.

The president of the Association of Insurance Companies of Côte d’Ivoire (ASA-CI) Mamadou Koné, explained that it is a question of implementing a secure server for the generation of encrypted electronic certificate numbers with encryption of all transactions.

“This platform should be able to be interconnected with the information systems of key partners (Quipux, Sicta, Police, Gendarmerie, National Brown Card Office) to mutually expose and consume services while ensuring interactions and transactions between them,” he said

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